What account is in your best interest?
When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why The Haviland State Bank has so many accounts to choose from. From Regular Checking to Money Market to a Key Club Now account, you'll find the one account that has your best interest at heart.
Other Account Fees
The following fees apply to all of your accounts with us except Certificates of Deposit and Time Deposit Accounts:
- Returned Item fee (including ACH Items): $25.00 per item
- Account Balancing/Research Time: $25.00 per hr (1 hr minimum)
- Stop Payment Request: $25.00 per item
- Overdraft Fees: $20.00 per item
The following fee applies to TIERED RATE MONEY MARKET ACCOUNT; ALLIANCE MONEY MARKET ACCOUNT; MM KEY ACCOUNT; NOW ACCOUNT; SUPER NOW ACCOUNT; REGULAR ACCOUNT; STUDENT/ECONOMY ACCOUNT; and SENIORS ACCOUNT Accounts:
- Dormant Account Fee: $5.00 per month, no customer generated activity for 12 consecutive months, and balance below minimum to avoid service charge
- Check Printing: Chard depends upon style and quantity ordered
Miscellaneous Fees and Charges
- Money Orders: $2.00 personal money order
- Direct Deposit: $5.00 bank money order; no charge
- Escrow Fees: $150.00 set-up, $15.00 annual fee, $4.00 monthly fee
- Fax Service: $1.00 per page, $2.00 minimum
- Special Statements: $2.00 per statement
- Non-Customer Check Cashing: $5.00 minimum per check OR 2% of total. $2.00 for each necessary phone call
- Photocopies: $0.25 per page
- Outbound Wire Transfer: $20.00
- Inbound Wire Transfer: $5.00
- Returned Deposit Items: $5.00 per item
- Indemnity Bond for Lost COD: $50.00 per certificate
- Stop Payment Request: $25.00 per item
- Garnishments: $20.00 each
- Executions: $20.00 each
- Levies: $20.00 each
- Telephone Transfer: $1.00 per transfer
- Automatic Transfer, Savings to Checking: $1.50 per transfer
- Automatic Transfer Checking to Savings: $1/50 per transfer
- Items Sent for Collection: $25.00 per Item
- Check Printing: Charge depends upon style and quantity ordered
- Overdraft Fee: $20.00 per item
- International Wire Transfer: $60.00
Safe Deposit Boxes:
- 3x5 - $15.00 per year
- 3x9 - $20.00 per year
- 5x9 - $25.00 per year
- 12x12 - $45.00 per year
- Lost key/Drill Box Lock: $150.00
