THIS IS A RELATIONSHIP MONEY MARKET ACCOUNT. ELIGIBILITY FOR THIS ACCOUNT IS BASED UPON THE EXISTENCE OF AN ADDITIONAL DEPOSIT ACCOUNT OR LOAN.
Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. The interest rate on the account will never increase by more than 2.00% each rate change. The interest rate on the account will never decrease by more than 2.00% each rate change. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Limitations: You must deposit $2,500.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Account Fees: Monthly base fee of $5.00 if on any day during the statement cycle your daily balance falls below $2,500.00. If the minimum daily balance requirement is not met there will be a per debit fee of $1.50 for each debit in excess of 6.
Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Limitations: You must deposit $2,500.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Account Fees: Monthly base fee is $5.00 if the daily balance on any day during the statement cycle falls below $2,500.00. If the minimum daily balance requirement is not met there will be a per debit fee of $1.50 for each debit in excess of 6.
Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. The interest rate on the account will never increase by more than 2.00% each rate change. The interest rate on the account will never decrease by more than 2.00% each rate change. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Limitations: You must deposit $1,000.00 to open this account. Unlimited transactions.
Account Fees: Monthly base fee is $5.00 if on any day during the statement cycle your daily balance falls below $1,000.00. There are no per debit fees if the minimum daily balance requirements is met. If the minimum daily balance requirement is not met there is a per debit fee of $.10 for each debit item.
Rate Information: This Account is an interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account daily. The interest rate on the account will never increase by more than 2.00% each rate change. The interest rate on the account will never decrease by more than 2.00% each rate change. Interest begins to accrue on the business day you deposit non-cash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to principal in the account each day.
Limitations: You must deposit $2,500.00 to open this account.
Account Fees: Monthly base fee is $5.00 if on any day during the statement cycle your daily balance falls below $2,500.00. There are no per debit fees if the minimum daily balance requirements is met. If the minimum daily balance requirement is not met there is a per debit fee of $.10 for each debit item.
THIS ACCOUNT AVAILABLE TO PERSONS AGE 55 AND OVER
Limitations: You must deposit $50.00 to open this account. Unlimited transactions.
Account Fees: If your daily balance during your statement cycle never falls below $300.00 there is no monthly base fee. If your daily balance falls below $300.00 on any day during the monthly cycle, there will be a monthly base fee of $5.00, and a per debit charge of $.10 for each debit transaction posted during the cycle. Complimentary services available to holders of this account are: UNLIMITED NOTARY SERVICE, ONE FAX PER MONTH, AND MONTHLY COMBINED ACCOUNT STATEMENT.
STUDENT/ECONOMY CHECKING ACCOUNT
Limitations: You must deposit $50.00 to open this account. Unlimited transactions.
Account Fees: Monthly base fee is $2.50; there is no charge for the first 10 debits per statement cycle and a per debit charge of $.10, after 10.
Limitation: You must deposit $100.00 to open this account. Unlimited transactions.
Account Fees: If your daily balance during the statement cycle never falls below $500.00 there is no monthly base fee, and no debit fees, if your balance falls below $500.00 on any one day during your statement cycle, you will be charged a base fee of $5.00, and a per debit charge of $.10 for each debit transaction posted during the cycle.
